The total value of the pensions you have each built up is taken into account. This means all of your pensions, not just the ones you or your ex-partner built up while you were married or in a civil partnership although in some instances it may be possible to make adjustments to the financial settlement to reflect pensions accumulated outside the period of the marriage (including the period that you spent living together provided there was no break and it led seamlessly into marriage / civil partnership).
This could include:
- Personal pension schemes (including money purchase schemes, self-invested pension plans
- Schemes you have through work
- Additional State Pension (but not the basic State Pension)