How much child maintenance should I pay? Child maintenance calculator

Child maintenance is the financial arrangement between two parents to cover how a child’s living costs will be paid for when one of the parents no longer lives with them. It’s made when you’ve separated from the other parent (or if you’ve never been in a relationship).

Child maintenance should be paid when the parents of that child are no longer living together in the same household, or on occasions when the parents never lived together.

Both parents are responsible for financially supporting their child. This is regardless of whether a parent chooses not to see or have a relationship with their child.

The minimum amount of child maintenance you should pay is directed by the Child Maintenance Service (CMS). The CMS confirms that you will have to pay child maintenance to the other parent when your child (or children) does not live with you for an equal amount of time and therefore spends more nights with the other parent.

The amount you will need to pay as child maintenance is assessed on your gross income.

This is defined as your total income from employment/self-employment before tax and national insurance but after pension contributions.

The child maintenance you will need to pay will take into account and make deductions for whether you already have any other children living with you at your address and how many children in total you will be paying child maintenance for.

If your child spends an equal amount of time with you and the other parent which is clear, child maintenance will not be payable. Neither of you will have to pay child maintenance to the other parent for that child.

Yes, you have an obligation to pay child maintenance for any child that you have.

The government has a helpful online child maintenance calculator which can be used to work out how much child maintenance you should be paying.

Significantly, if your income exceeds £3000 gross per week, the child maintenance calculator, or CSA calculator will provide you with the maximum assessment. This means that even if your income is greater, the CMS will not make you pay more. However, the other parent may then have the option of applying to the Court for a “Top Up”.

Child maintenance is intended to contribute towards the child’s everyday living costs such as food, clothing and housing.

It is usually expected that any extracurricular activities or holidays would not fall part of this everyday cost. Similarly, school fees would not be covered by child maintenance and would be seen as an additional expense.

The ideal situation would be that you would agree with the other parent how much you will pay them. This may, for example, be the amount stated on the child maintenance calculator (see above). You may also decide to offer additional payments on top of your obligation for example for extracurricular activities, school uniform, school trips, day to daycare, school fees etc.

However, if you cannot reach a private arrangement, then you can make an application through the CMS. The child must be under the age of 16 or under 20 if they are in approved education or training to be applicable for a CMS assessment.