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Getting you settled is as important as a good settlement

We help keep things simple by making the legal side easier to understand, reducing the jargon and giving you a clear and accurate picture of your financial position.

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Our expert divorce lawyers guide will help you through this process with the care and attention it needs and the information required to make well-informed decisions about your financial security today and in the future.

Along with our in-house accountants and a network of Independent Financial Advisers, pension experts, business valuation experts, property experts and budget planners, you can be reassured you will get the tailored approach you need.

 

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Key divorce finances information

What is a prenuptial agreement?​

Also known as ‘prenups’, prenuptial agreements are written contracts that couples can enter before marriage or civil union. The prenup outlines ownership of money, assets, or property and what will happen to them in the case of divorce or dissolution.

How does spousal maintenance work?​

Different to child maintenance, spousal maintenance is a payment from one former spouse to another after divorce. The amount can change at any time and should be decided based on financial needs and income. A divorce lawyer can help you come to an agreement on how much spousal maintenance should be paid out of court.

What is a freezing order?​

Commonly used in divorce or dissolution cases, freezing orders prevent one spouse from disposing of assets until a case is resolved. This protects the other part from missing out on assets they may have matrimonial claim over.

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What is covered in the financial settlement? 

A financial settlement is an agreement designed to sort out any financial issues and fairly separate your assets once the marriage is over.

It can include: 

  • Money – savings, investments and life insurance policies
  • Property – the family home and any property owned individually
  • Household contents
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  • Cars
  • Pensions
  • Businesses
  • Personal items (Valued at over £500 must be disclosed) 
  • Debts, loans and credit cards 

There are several ways to reach a financial settlement, from an agreement between the couple and a lawyer drafting a legally binding document to a series of court hearings. Our expert lawyers can advise on the right approach to take for your situation.

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Meet our expert divorce finance solicitors
Julian
Hawkhead
Senior Partner
Jemma
Slavin
Regional Director, London & South East
Louise
Chipchase
Regional Director, South West & Wales
Rachel
Roberts
Regional Director, Midlands and North
Beth
Sheridan
Managing Partner, East Midlands
Christopher
Birch
Managing Partner, Yorkshire and North East
Emma
Newman
Managing Partner, Surrey, Sussex & Kent
Helen
Miller
Managing Partner, North West
Liza
Gatrell
Managing Partner, Hampshire, Oxfordshire & Dorset
Marjha
Golding-Evans
Managing Partner, South West & Wales
Nastassia
Burton
Managing Partner, Leeds & Manchester
Phoebe
Turner
Managing Partner, London
Rachel
Watson
Managing Partner, Beds, Bucks and Herts.
Rebecca
Calden-Storr
Managing Partner, Birmingham and West Midlands
Samantha
Armour
Managing Partner, North Hampshire and Berkshire
Sebastian
Burrows
Managing Partner, Essex
Amy
Langford
Team Leader Partner, South West & Wales
Angela
Traynier
Team Leader Partner, Manchester and Liverpool
Annabel
Hayward
Team Leader Partner, Milton Keynes
Claire
Cleary
Team Leader Partner, Birmingham and West Midlands
Elaine
Morrison
Team Leader Partner, London
Emma
McMorrow
Team Leader Partner, London
Filomena
Sterkaj
Team Leader Partner, Chelmsford, Bishop's Stortford & Colchester
Florence
Ashcroft-Lane
Team Leader Partner, East Midlands
Gemma
Davison
Team Leader Partner, Head of Oxford and Banbury
Gemma
Thew
Team Leader Partner, Surrey, Sussex, Hampshire & Dorset
Jenine
Imms
Team Leader Partner, Kingston
Katie
Kilburn
Team Leader Partner, Leeds
Kate
McCarthy
Team Leader Partner, Surrey, Sussex, Hampshire & Dorset
Lauren
Roche
Team Leader Partner, South West & Wales
Maria
Coster
Team Leader Partner, Sheffield
Matthew
Taylor
Team Leader Partner, North West
Maya
Bhatiani
Team Leader Partner, Essex & Kent
Melanie
Quinn
Team Leader Partner, St Albans
Niamh
McCarthy
Team Leader Partner, Surrey, Sussex, Hampshire & Dorset
Nicky
Hunter
Team Leader Partner, Newcastle, North Shields & Middlesbrough
Rachel
Fisher
Team Leader Partner, South West & Wales
Rosanna
Hounslow
Team Leader Partner, London
Sara
Morton
Team Leader Partner, Birmingham and West Midlands
Sarah
Peters
Team Leader Partner, London
Shanika
Haynes
Team Leader Partner
Sarah
Townsend
Team Leader Partner, East Midlands
Anna
Clifton, MCIArb
Partner, London
Ashley
Le-Core
Partner, Tunbridge Wells
Angela
Sussens
Partner, Leeds
Camilla
Burton-Baddeley
Partner, Altrincham & Warrington
Charlotte
Newman
Partner, Leeds
Cheryl
Grace
Partner, Leeds
Ethan
Connor
Partner, Birmingham
Georgina
Ridsdale
Partner, Bristol
Helen
Taylor
Partner, Stony Stratford
Helen
Hanson
Partner, South West & Wales
Henry
Crisp
Partner & Head of Client Proposition, Kingston
Holly
Lamb
Head of International & Partner, East Midlands
Jennifer
Gray
Partner, London, Bromley & Richmond
Jennifer
Reddy
Partner, Altrincham & Knutsford
Joanna
Newton
Partner, South West & Wales
Jo
Backwith
Partner, North Hampshire and Berkshire
Maryana
Tuka
Partner, St Albans
Rebecca
Finnigan
Partner, Liverpool & Chester
Samantha
Farndale
Partner, London
Sarah
Crilly
Partner, Newcastle, North Shields & Middlesbrough
Sarah
Gillen
Partner, Surrey, Sussex, Hampshire & Dorset
Sarah
Hodges
Partner, Surrey, Sussex, Hampshire & Dorset
Siobhan
Vegh
Partner, London
Shivi
Rajput
Partner, London
Vicki
Rawlins
Partner, Southampton
Alice
Price
Senior Associate, Birmingham
Barbara
Bitis
Senior Associate, Southampton
Ciara
Pugh
Senior Associate, London, Bromley & Richmond
David
Allen
Senior Associate, Newcastle, North Shields & Middlesbrough
Emel
Hamit
Senior Associate, Chelmsford, Bishop's Stortford & Colchester
Emily
Beven
Senior Associate, North Hampshire and Berkshire
Faye
Wright
Senior Associate, Stony Stratford
Gemma
Artus
Senior Associate, Surrey, Sussex, Hampshire & Dorset
Georgina
Nelson
Senior Associate, South West & Wales
Hannah
Ross
Senior Associate, Leeds
Heidi
Susan Fleming
Senior Associate, Leeds
 
Hollie
Murray
Senior Associate, Newcastle, North Shields & Middlesbrough
Imrana
Masters
Senior Associate, Stamford
Joanne
McDonald
Senior Associate, Tunbridge Wells
Josephine
Pilling
Senior Associate, Oxford
Kate
Bouwmeester
Senior Associate, Chelmsford
Kate
Newton
Senior Associate, North Hampshire and Berkshire
Katie
Stewart
Senior Associate, London
Katy
Jordan
Senior Associate, South West & Wales
Laura
George
Senior Associate, Southampton
Laura
Stocks
Senior Associate, Birmingham
La-Toyah
Phillips
Senior Associate, North Hampshire and Berkshire
Louise
Forsyth
Senior Associate, Tunbridge Wells
Luanne
Morton
Senior Associate, East Midlands
Natalie
Nero
Senior Associate, St Albans
Nicola
Beasley
Senior Associate, Surrey, Sussex, Hampshire & Dorset
Priyal
Patel
Senior Associate, St Albans
Rachel
Joyce
Senior Associate, Beverley
Rachel
Lander
Senior Associate, Stony Stratford
Rosalyn
Jacobs
Senior Associate, Chelmsford
Sarah
McLoughlin
Senior Associate, East Midlands
Sarah
Scriven
Senior Associate, Oxford
Sarah
Sowden
Senior Associate, Leeds
Nicole
Turner
Senior Associate, Altrincham, Nantwich, Warrington & Knutsford
Tara
Baker
Senior Associate, London, Bromley & Richmond
Zanariah
Webster
Senior Associate, London
Alexandra
Martin
Associate, Liverpool
Alex
Panayides
Associate, Cardiff
Anna
Clarkson
Associate, Nottingham
Baljinder
Boughan
Associate, Sheffield
Barbara
Marques
Associate, London
Bethan
Cooper
Associate, Manchester
Charlotte
Hallam
Associate, East Midlands
Chelcie
Evans
Associate, Leamington Spa & Birmingham
Eleanor
Lorimer
Associate, South West & Wales
Elizabeth
Hughes
Associate, Southampton
Emily
Davies
Associate, North West
Figen
Demiri
Associate, London
 
Fleur
Ryder-Smith
Associate, Surrey, Sussex, Hampshire & Dorset
Gemma
Windle
Associate, St Albans, Berkhamsted & Rickmansworth
Hannah
Wile
Associate, South West and Wales
Heather
Arnold
Associate, Altrincham, North West
James
Leach
Associate, Guildford
Jenni
Morrow
Associate, Tunbridge Wells
Jennifer
Roberts
Associate, Newcastle
Joanna
Dale
Associate, South West & Wales
Judit
Kerese
Associate, South West and Wales
Kate
Anderson
Associate, Southampton
Kate
Whelan
Associate, Surrey, Sussex, Hampshire & Dorset
Laura
Williams
Associate, London
Lauren
Ashforth
Associate, South West & Wales
Lauren
Singh
Associate, Liverpool
Lydia
Owen
Associate, Birmingham
Martha
Holland
Associate, London
Megan
Brookfield
Associate, North West
Molly
Brindley
Associate, Birmingham
Monica
Lal
Associate, Birmingham & Leamington Spa
Pooja
Patel
Associate, London, Richmond & Bromley
Rachael
Harwin
Associate, Sheffield
Rachael
Wilson
Associate, Leeds
Rukhma
Sohail
Associate, London
Samantha
Edwards
Associate, Tunbridge Wells
Sophie
Ballinger
Associate, Surrey, Sussex, Hampshire & Dorset
Sophie
Thayre
Associate, Tunbridge Wells
Sophie
Croft
Associate, Newcastle
Subecca
Sheikh
Associate, London
Susannah
May
Associate, London
Tamara
Adams
Associate, North West
Aimee
McKay
Solicitor, Newcastle
Annique
Sampson
Solicitor, Chelmsford
Charlotte
Kirkby
Solicitor, St Albans
Chloe
Flynn
Solicitor, Leeds
Claudia
Hubert
Solicitor, London
Courtney
Rooney
Solicitor, Cheltenham
Daniela
Da Silva
Solicitor, London
Deepika
Bhoolah-Bansal
Solicitor, Southampton
Elizabeth
Gray
Solicitor, St Albans
Elona
Smith
Solicitor, Surrey, Sussex & Hampshire
Ewan
Paton
Solicitor, East Midlands
Francesca
Sanderson
Solicitor, North Hampshire and Berkshire
Hayley
Goucher
Solicitor, Tunbridge Wells
Holly-Rose
Wright
Solicitor, Leeds
Jade
Bray
Solicitor, North Hampshire and Berkshire
Jennifer
Hargreaves
Solicitor, South West & Wales
Judith
Brock
Solicitor, Surrey, Sussex, Hampshire & Dorset
Julia
Francis-Owusuasefa
Solicitor, Guildford
Kamila
Ewa Cyran
Solicitor, North Hampshire and Berkshire
Katrina
Burrows
Solicitor, North Hampshire and Berkshire
Kelsey
Faulkner
Solicitor, North West
Khadiza
Ahad
Solicitor, St Albans
Kiren
Kaur
Solicitor, Chelmsford
Kirsten
Crouch
Solicitor, Oxford
Lauren
Gauld
Solicitor, Chelmsford
Matt
Kamal
Solicitor, Surrey, Sussex, Hampshire & Dorset
Megan
Durkin
Solicitor, North West
Mollie
Greenwood
Solicitor, North West
Molly
Beattie
Solicitor, Newcastle
Nhu
Vo
Solicitor, Kingston
Olivia
Dann
Solicitor, Oxford
Olivia
Doherty
Solicitor, Manchester
Paula
Lucena
Solicitor, St Albans
Phoebe
Trott
Solicitor, Chelmsford
Rachael
Lodge
Solicitor, South West & Wales
Rachel
Tomley
Solicitor, Birmingham
Rebecca
Sutton
Solicitor, London
Sarah
Parkin
Solicitor, Sheffield
Shahana
Ravendradas
Solicitor, Chelmsford
Shaughney
Loveridge
Solicitor, Cheltenham
Tazaiyan
Baig
Solicitor, North Hampshire and Berkshire
Yasmin
Trow
Solicitor, Manchester
Yvonne
Taiwo
Solicitor, Chelmsford
Zoe
Cross
Solicitor, Leeds
Alexzandra
Hughes
Family Lawyer, Liverpool, Manchester, Chester & Wigan
Amy
Turner
Family Lawyer, East Midlands
Nicola
Lewis
Family Lawyer, Stony Stratford
Billie
Miles-Berry
Family Lawyer, Sheffield
Caitlin
Hall
Legal Assistant, Liverpool
Ashleigh
Balodis
Trainee Solicitor, Stony Stratford
Harpreet
Kaur
Trainee Solicitor, Bristol
Emily
Harrison-Croft
Client Services Team Lawyer
Mark
Christie
Client Services Team Lawyer
Angela
Sandhu
Paralegal, London & St Albans
Georgina
Jones
Paralegal, Stony Stratford
Nayab
Fahim
Paralegal, North West
Ramneek
Kaur
Paralegal, Stony Stratford
Cheyenne
Langford
Legal Assistant, East Midlands
Suzanne
Grant
Forensic Accountant
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How are finances split in a divorce?

Finances in a divorce are typically split based on principles of fairness and need. Couples are encouraged to negotiate and reach a financial settlement either independently or with the assistance of mediators or solicitors.

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Factors considered include the financial needs and responsibilities of each spouse, the length of the marriage, the standard of living during the marriage, contributions to the marriage (financial and non-financial), and any special needs such as childcare responsibilities or health issues. The division may involve splitting assets such as property, savings, pensions, and investments, as well as allocating ongoing financial support.

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  • How long do divorce financial settlements take?

    The duration of divorce financial settlements can vary significantly depending on factors such as the complexity of assets, whether the divorce is contested or uncontested, and how quickly agreements are reached. In straightforward cases where couples can agree on financial matters, settlements may be finalised within a few months. However, more complex cases involving high-value assets, disagreements over property or pensions, or disputes regarding income may take considerably longer, potentially extending over several months or even years if court proceedings are required.

  • What happens to finances during a divorce?

    In a divorce, finances are scrutinised to determine a fair and equitable division. This process involves assessing all assets, liabilities, income, and expenses of both parties. Assets acquired during the marriage are typically considered marital property and subject to division. Debts accumulated during the marriage may also need to be addressed. Financial arrangements can be settled through negotiation, mediation, or court proceedings, if necessary, with the aim of achieving a financial settlement that meets the needs of both parties and any dependent children.

If you are discussing potential financial settlements with your ex partner then early specialist legal advice is invaluable because the law is discreationary and not easy to navigate. You need to ensure that your settlement paramaters are fair and can be enforced.

Liza Gatrell, Team Leader Partner

Why choose Stowe Family Law?

  • As the only national law firm fully dedicated to family matters, our expert team offers professional advice so you can make a fully informed decision about your divorce.

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Liza is the Managing Partner for our South Coast and Central team, overseeing the Winchester, Southampton, and other regional offices. She is experienced in divorce, financial matters, and legal issues involving children.

Date last reviewed: 23/04/2025

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